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Health Insurance Expertise for ...

Individuals & Families - We are certified by Centers for Medicare Services (CMS) to help you navigate the Affordable  Care Act (ACA) and determine if you are eligible for a subsidy on the Marketplace, while finding the best provider network. I can enroll you over the phone. If you're curious about rates click the link below.         

Medicare - since 2006 we've been helping seniors choose the right program.  And that program will be reviewed every year during annual enrollment period.  More information available by clicking on the Medicare Planning tab to the left.

Small Businesses - whether traditional plans or new strategies like HSA's, HRA's, or self funded options, our focus is to keep costs down while helping your firm attract, retain, and motivate employees.  Life, disability, or voluntary packages can also be utilized.

                                                    ... in Ohio, Kentucky, and Indiana

Call   (513) 770-0768   or email Carl@LegacyBenefitsSolutions.com




Above is a link to HealthSherpa, a Marketplace quoting system; just click on the image to be redirected. There you can check a subsidy calculator to see if you qualify for some help with your premiums. You will see every plan available on the Marketplace for your area. The additional information box next to each quote has a link to providers, prescription coverage, and summary of benefits. Call me after you're done browsing and I'll help you get enrolled in a plan!

How we do things:  “Our approach is to find a plan or strategy that will lower an individual's or employer's cost of healthcare while meeting their utilization habits and goals.  The health insurance that is chosen comes down to three decision factors: utilization habits, comfort level, and budget.  Knowing the client’s priorities and matching them with the ‘pricing sweet spots’ of financially strong carriers is the mission of this agency.”



I'm a proud member of the National Association of Benefits and Insurance Professionals whose mission is to improve its members' ability to meet the health, financial and retirement security needs of all Americans through education, advocacy and professional development.